i'm currently studying towards a Bsc (Honours) in Technolgy, at the moment anyway! have already changed my degree once. am studying part time through the OU (open university) this is my fourth year will have another few to do but am doing for myself and it's fun am enjoying it. it allows me to work full time and study
& i get grants from the OU too 'cause am "special" lol
but anyway, i couldn't have gone to university after i left school anyway, so i went to the local technical college, got what i needed & started working in admin (aged 17) and as i said only four years ago i decided to work towards a degree.
what i suppose i'm trying to say is that you can always find an excuse NOT to go to university, NOT to study further. if there is an area that you really like studying and can see yourself doing that for a lifetime then go for it
hope my ramblings helped